A
Operating cash
Funds for payroll, rent, software, vendors, and expected working capital needs.
Cash-flow systems for founders who need clarity before scale.
Model operating cash, tax reserves, payroll safety, debt service, and owner distributions without turning every month-end into a crisis meeting.
Founder Finance
A business should know what its cash is doing.
This page frames business finance as operating discipline: runway, treasury layers, controls, and capital allocation.
13wrolling cash forecast
4treasury layers
2xmonthly review cadence
0guaranteed outcomes
Operating Layers
Separate business cash by purpose.
B
Tax reserve
A protected layer for expected tax obligations, reviewed with qualified professionals.
C
Stability reserve
Runway against delayed receivables, seasonal drops, and emergency expenses.
D
Growth capital
Money intentionally set aside for hiring, inventory, marketing, or strategic expansion.
Treasury Review
A practical cadence for growing companies.
The finance function should help the founder see problems early enough to choose, not react.
| Review | Frequency | Purpose |
|---|---|---|
| Cash runway | Weekly | Identify short-term pressure before commitments are made. |
| Receivables | Weekly | Track collection risk and client concentration. |
| Owner pay | Monthly | Align distributions with tax reserves and working capital. |
| Capital allocation | Quarterly | Decide between growth investment, debt reduction, and retained reserves. |
Business Services
Designed for advisory positioning.
01
Founder dashboard
Monthly visual overview of cash, runway, obligations, and capital priorities.
DashboardKPI
02
13-week forecast
A rolling forecast for near-term operational decisions and payment planning.
ForecastRunway
03
Capital policy
Simple rules for when to hold cash, pay debt, invest, or distribute to owners.
PolicyControls